│ PRIVACY POLICY │

Revised Date: 5/25/18

Mortgage Finance Online owns and operates mortgagefinanceonline.com This Privacy Policy explains how we collect, store and use information, provided by you on our website. By accessing using our website, you agree to the way we collect, use and transfer of the information described in this Privacy Policy. If you disagree with the way we collect and process personal and non-personal information, please do not use this website. We reserve the right to make material changes to the substance of this Privacy Policy. We will post those changes through a prominent notice on the website, so that you will always know what information we gather, how we might use that information, and to whom we will disclose it.

INFORMATION WE COLLECT
We collect general types of information about you when you visit and use our website including personal information, demographic information, behavioral information, and indirect information. Sometimes we collect combinations of these types of information. Personal information is information that can be used to identify you such as your name, address, telephone number(s), mobile numbers and email address. Demographic information refers to selected population characteristics such as zip code, mobile phone carrier, age, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests. Behavioral information is information which is automatically collected by us regarding your use of our website, the pages that you visit, services you access, your computer hardware and software, your IP address, geographic location, browser preference, operating system type, domain names, times that you access the internet, and other websites you have visited. Third party information” is information about you that we receive from other companies or people. This may include information from cookies. We do not have access or control over these cookies. We have no responsibility or liability for the policies and practices of those who own the cookies.
We will never knowingly collect any Personal Information from children under the age of 13. If we obtain actual knowledge that we have collected Personal Information about a child under the age of 13, that information will be immediately deleted from our database.

COOKIES AND OTHER TECHNOLOGY
We technology like cookies, web beacons, and java scripts. These technologies collect internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or other data. This information is used to analyze our website, trends in marketing, track users movements to obtain payment for our services, or demographic information about our users as a whole. We use electronic images known as Web Beacons (sometimes called single-pixel gifs, clear gifs or action tags) which allow us to collect information about your visit to our website, measure and improve the effectiveness of advertisements and track delivery of advertising. We may also use JavaScript. JavaScript is a computer language that enhances the functionality of websites, particularly with respect to pictures. We use it to analyze and improve our website’s functions. You may deactivate JavaScript through your browser settings or activate it the same way. If you disable JavaScript, you will not be able to use some of the functions of our website. You can stop our use of all these technologies through settings in your browser.

USE OF INFORMATION WE COLLECT
We use the information we gather on our website to provide you with the services and/or products you have requested. This may include passing your information on to a third party to provide such services or products. Although our contractual arrangement limits how this party can use your information, we do not control the privacy practices of third parties. If you have any questions or wish to remove your information from the third party databases, you will need to contact that party directly. We also use the information to respond to any questions you have and improve the functionality of our website.

SHARING INFORMATION WE COLLECT
We will share your personal information with third parties who help us in the delivery of the products and services you have requested. We also share your information with companies and individuals we employ to perform technical functions for us. We share your information with third parties who will provide you with their opportunities, products or services. This includes your personal and non-personal information, and includes your interests and preferences, so they may determine whether you might be interested in their products or services. We share aggregated anonymous information about you, combined with other persons using our website with third parties, so that they can understand the kinds of visitors that come to our website, and how those visitors use our website. This includes demographic information and behavioral information. We disclose your information if legally required to do so or pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to stay legally compliant, or prevent a crime. Finally, we share your information if we sell our company or merge with another company.

LINKS AND COOKIES BY OTHERS
Third parties collect and use information about you on or through our website as well. Advertising agencies, advertising networks, and other companies who place ads on our website, may use their own cookies, web beacons, and other technology, to collect information about you. We do not control the use of such technology and have no responsibility for the use of such technology to gather information about you. Our website and email messages sometimes contain hypertext links to websites owned by third parties. We are not responsible for the privacy practices or content of such other websites. These links are provided for your convenience and reference only. We do not operate or control any information, software, products or services, available on these third party websites. The inclusion of a link on our website does not imply any endorsement of the services, products or website, or its sponsoring organization.

PROTECTING YOUR INFORMATION
We try to safeguard and protect your information. The servers in which we store your information are kept in a secure physical environment and have industry standard firewalls. Access to such servers is password protected and access by our employees is limited. Currently, we use Secure Socket Layer software (“SSL”) to protect data and to secure any transactions. Although we take commercially reasonable technological precautions to protect your data, no data transmission over the Internet can be guaranteed to be 100% secure; therefore, we cannot and do not warrant that your information will be absolutely secure. Any transmission of data at or through our website is at your own risk.

CALIFORNIA PRIVACY RIGHTS
California residents have the right to receive, once a year, information about third parties with whom we have shared information about you or your family for their marketing purposes during the previous calendar year, and a description of the categories of personal information shared. In addition California residents have the right to know if we respond to do not track signals or cookies. We do not respond to such signals or cookies. California customers may request further information about our compliance with by writing us at the address below. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through a request the our postal address.

GDPR and EU Citizens.  We are no longer accepting any Personal Information or other data from EU Citizens and have deleted all Personal Information we could identify as belonging to an EU citizen.  If you are an EU Citizen and want your information deleted, please contact us.

HOW TO CONTACT US
If you have any questions regarding this Privacy Policy, please contact:
Mortgage Finance Online
251 N. Dupont Hwy, unit 1 Dover, DE 19901
Email: info@mortgagefinanceonline.com
Phone: (302) 595-1413